Safety precautions for house construction: expert tips for the protection of property and real estate

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Erfahren Sie, welche Versicherungen Sie beim Hausbau benötigen und wie Sie sich vor möglichen Schäden während der Bauphase schützen können. Informieren Sie sich über Bauleistungsversicherung, Feuerrohbauversicherung, Bauherrenhaftpflichtversicherung und mehr. Kontaktieren Sie den Bauherren-Schutzbund e.V. in Berlin für weitere Informationen.
Find out which insurance you need during house construction and how you can protect yourself from possible damage during the construction phase. Find out more about construction insurance, fire raw insurance, building owner liability insurance and more. Contact the building owner protection association in Berlin for further information. (Symbolbild/MB)

Insurance coverage: Safe securing for builders is essential

When building a house, not only enormous costs arise, but also many values ​​that need to be protected. In order to secure ownership during the construction phase, it is particularly important to take out special insurance. These should be taken into account both when building a new house and extensive modernization work.

One of the most important insurance is construction insurance. It protects the construction project from unforeseen damage and financial losses. Especially in the case of larger construction projects, it is essential to take out construction insurance, since the risk of damage is significantly higher here.

Another important protection is fire raw insurance. This insurance contributes to the fact that the resulting property is protected from fire damage during the construction phase. Fire damage can not only mean financial losses, but also endanger the entire livelihood of a building owner.

The client also needs special building owner liability insurance in order to protect itself from possible liability claims and the associated financial damage. This insurance is particularly important because construction work is always associated with a certain risk.

Furthermore, builders should ensure that private helpers are sufficiently accidental on the construction site. It is often incorrectly assumed that the construction helper accident insurance also covers the client himself. However, this is not the case. It is therefore essential that builders take separate accident insurance for themselves.

Even if the house is already inhabited, insurance is important to cover possible damage. Residential building insurance offers protection against various dangers, such as fire, tap water, storm and hail. Ideally, this insurance should be completed for the so -called sliding new value in order to enable the house to be restored to current construction prices and wage costs in the event of total damage.

However,

it can be assumed that conventional legal protection insurance also covers building disputes. This is usually not the case. In order to avoid legal disputes with the construction company, builders should therefore have their contract checked by a specialist lawyer before the signature and have the construction execution monitored. This is the best insurance against later legal disputes with the construction company.

The security and protection of the newly built home are of crucial importance. It is therefore essential that builders secure themselves well and take out the right insurance. Founded advice from experts is very helpful to ensure suitable insurance coverage.

contact:

  • Erik Stange
  • press spokesman
  • Builders protection association e.V.
  • Brückenstraße 6
  • 10179 Berlin
  • Tel. 030 400339 502
  • Fax 030 400339 512
  • Email: press@bsb-ev.de
  • www.bsb-ev.de

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Board authorized to represent: Andreas May and Wendelin Monz