Price increase in car insurance: How to save with workshop binding

Price increase in car insurance: How to save with workshop binding

Berlin trembles with price increases! But there is a way out for drivers!

On October 4, 2024, the popular geltratgeber Finanztip surprised the drivers of the capital with a amazing disclosure! If you decide to enter into a workshop binding with your insurer, you can save on an average of eleven percent with car insurance! For many, this means the chance of reducing savings - and in times when the insurance industry literally bursts out of the seams!

But most drivers are unsuspecting! A representative survey by Finanztip shows that over 61.7 percent of the insured have never considered this savings. "The truth is that nobody has to accept too high prices! Many could save a lot more if they use the options properly!" Says the insurance expert Kathrin Gotthold.

The measure that could save money!

This is how it works: If drivers are ready to have damage to your vehicle repaired in a partner workshop of the insurer, a juicy saving is waving. "Our current study shows that sample customers in fully comprehensive insurance can save an average of 64 euros! With a contribution of 580 euros that arises without a workshop binding, this is a real profit!" And while car insurers groan under the pressure of increasing repair costs, clever insured clever can benefit from this trend.

Attention! A workshop binding does not apply to every type of repair. Only if the comprehensive insurance pays the costs is the way to the partner workshop absolutely necessary. Damage caused by game accidents, storms or glass damage fall into this area and can therefore cost drivers if they are not informed. If you act cleverly in this matter, you can save money in the event of damage!

The dilemma of used car drivers!

But not everyone should get involved in the workshop binding. Owners of new cars and leasing vehicles should be careful. "New car owners should definitely go to a brand workshop so as not to endanger their manufacturer's guarantee! And leasing vehicles? They have to go to the leasing company's workshop!" Warn Gothold and makes it clear that caution should be allowed here. If you do not find out exactly, you could fall into an expensive trap in the event of damage!

Another exciting aspect: The cooperation between workshops and insurers means that partner workshops can offer cheaper repair prices! "This is a classic win-win situation! Due to the savings, insurers can reduce the premiums, which will benefit our customers in the end!" explains Gotold.

How can drivers use the savings potential? Everyone who is clever should take a close look at the contractual conditions ! Many insurers not only offer discounts on workshop binding, but also other advantages such as a rental car for the duration of repair or even holes and delivery services. That makes the hearts of drivers beat faster!

Finanztip has taken a close look at the advantages of various vehicle insurance tariffs based on ten fictional model customers. The results show that it is quite worthwhile to find out about workshop bonds and use their savings potential.

A call to all drivers: Take a look at your car insurance and check whether a workshop binding is something for you! Because saving can be so easy!