More financial knowledge for successful investment - Pecuniars Honorarar advice explained

More financial knowledge for successful investment - Pecuniars Honorarar advice explained

With more financial knowledge, it also works with the investment

In the following press release "With more financial knowledge, it also works with the investment", the Berlin honorary consultant Klaus Porwoll from the Pecunia's honorary advice on the topic of investment. Many consumers wave off when it comes to investing because it seems too complicated for them. This means that the Germans do without returns, which is at the expense of their prosperity. Investing is not so complex if you have sufficient financial knowledge.

At first glance, the investment market is like a real product jungle. According to a report by the Deutsche Bundesbank, there were almost 8,000 actively managed investment funds in Germany at the end of 2023 and several thousand Exchange Traded Funds (ETFs), closed participations and certificates. The multitude of investment products often deter investors from dealing with the topic of investing.

In addition, the individual funds and ETFs differ greatly from each other, e.g. with regard to the type of distribution, focus on certain values ​​or sustainability. There are also many variants for simple products such as ETFs. This means that many investment products appear very complex.

The financial expert Klaus Porwoll from Pecuniar explains that the real problem lies in the fact that most people lack the necessary basic financial knowledge. This knowledge is hardly conveyed at school and is rarely talked about in the parents' house.

This lack of financial knowledge is reflected in the investment of the Germans: 41 percent of their financial assets of 7.9 trillion euros have created people in bank deposits and a further 28.7 percent in insurance products. However, stocks only make up 9.2 percent of the investment mix, even though they are the most return on the return in the long term.

In order to be more successful as an investor, it is important to understand basic things, such as that shares can bring the highest return in the long term. A good approach is to set up an ETF savings plan to a large global stock index with small amounts. To do this, it is essential to maintain the savings plan, regardless of short -term price fluctuations. With a broad, long -term investment horizon, the invested capital can multiply over time.

If you want to know more, you should contact an independent financial advisor who advises on a fee basis. This helps to develop an individual investment plan that is tailored to the personal goals and risk tendency of the investor.

PECUNIARS is an independent financial advisory company based on a fee based in Berlin. The founder and managing partner Klaus Porwoll has been in the financial industry since 1994 and has an expert network from long -term partners.

Further information about Pecuniars can be found at: [Link to the website].

About Pecunias:
The Pecunia's Society for Strategic Investment Advice MBH is an independent financial advisory company based on a fee based in Berlin. She specializes in the care of company owners, entrepreneurs, managing directors, self -employed and freelancers. The company wants to create the basis for conscious, well -founded financial decisions through cost transparent and personal advice and accompany customers in the long term and trustingly on the way to the financial goal.

Table: Development of various investment categories since 1900
Investment class average annual return after inflation
Shares 6.5%
Bonds 3.3%
US treasure change 0.5%

Source: Global Investments Return Yearbook of UBS

(Note: This information was taken from a press release and cannot be checked for your correctness)



Source: pecunias/ots

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