Self-employed in Berlin: tax office hurdles and lack of education

Self-employed in Berlin: tax office hurdles and lack of education
challenges for the self -employed in Germany: the call for better financial education
In Germany, the self -employed faces a variety of bureaucratic challenges that significantly hinder entrepreneurial development. A current survey that was carried out among more than 4,000 self -employed shows that almost 50 % of them have difficulty understanding communication with the tax office. This situation raises serious questions about the preparation and support of prospective entrepreneurs. The decline in the self -employed in recent years is particularly alarming: According to the Federal Statistical Office, the number of self -employed people from 4.522 million in 2012 has dropped to only 3.879 million in 2023.The decline is particularly dramatic for solo self-employed people, the number of which was reduced by astonishing 30.2 % between 2012 and 2022. This development indicates a worrying pattern that underlines the need for stronger support and training. For over 70 % of the respondents, school preparation for tax concerns was insufficient. Federal Education Minister Bettina Stark-Watzinger has prompted to request the introduction of financial education as an independent school subject in order to better prepare future generations for the challenges of self-employed activity.
In addition, the situation is tightened by a blatant lack of tax consultants. More and more self -employed people who are looking for support are faced with a rejection because the existing tax advisors work at their capacity limits. Against this background, the Accountable company has developed an innovative solution. Since March 2024, a AI assistant has been available for solo self-employed people, who is to help efficiently answer tax questions. Tino Keller, co -founder of Accountable, emphasizes: "90 % of all tax questions from the self -employed can be answered by artificial intelligence." This shows the urgency and the need for support, which is made clear by the survey.
In order to address the communication problem with the tax office, a tool was also introduced that translates the official correspondence into more understandable German. These aids should help self -employed people to better understand the complex bureaucratic processes and to manage their financial matters independently.
The creation of financial education and the integration of modern technologies into tax advice could be crucial to improve the situation for the self -employed in Germany. With the networking of technology and education, a new generation of entrepreneurs could be produced that is better prepared to survive in a complex economic environment.
In summary, it can be said that the current state for self -employed in Germany is both challenges and opportunities. This process of change requires a joint effort of educational institutions, companies and politics to create the basis for a prospering entrepreneurial future.