Age poverty and inequality: The pension system in Germany promotes the division of the generations

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In diesem Artikel wird deutlich, dass das Rentensystem in Deutschland in gewisser Weise ungerecht ist. Insbesondere die materielle Spaltung in der älteren Generation wird aufgezeigt. Rentner aus akademischen Berufen haben vergleichsweise auskömmliche Alterseinkünfte, während gering vergütete Berufsgruppen mit geringen Ansprüchen an die Altersvorsorge konfrontiert sind. Besonders betroffen sind Rentner in Ostdeutschland, die aufgrund von Arbeitslosigkeit und niedrigerem Lohnniveau ebenfalls geringe Rentenansprüche haben. Der Artikel betont die Notwendigkeit, diese Ungerechtigkeiten zu verringern und das Rentensystem anzupassen.
In this article it becomes clear that the pension system in Germany is in a way unfair. The material split in the older generation in particular is shown. Pensioners from academic professions have comparatively adequate age income, while low -compensated professional groups are faced with low demands on retirement provision. Pensioners in East Germany are particularly affected, which also have low pension rights due to unemployment and lower wage level. The article emphasizes the need to reduce these injustices and adapt the pension system. (Symbolbild/MB)




error in the system - the gap between the poor and rich pensioners grows

error in the system - the gap between the poor and rich pensioners grows

The pension system in Germany faces challenges. A current survey by the Social Association of Germany (VdK) shows that the material split is increasing and larger in the older generation. While pensioners with academic professions have comparatively stable age income and can often continue working after retirement age, the other side of the pensioner community faces great difficulties.

Those who can no longer work after a long and exhausting working life are often among the low -paid professional groups. Your demands on old -age provision are accordingly low. If you continue to work after the retirement age, you usually do this out of financial necessity, not out of joy or fulfillment. This inequality leads to further injustice: after a life with physically demanding activities, life expectancy is often less than that of better earning academics. This results in a lower pension payment.

The pensioners in East Germany are even more affected by this problem. Many of them were unemployed for a long time after the turn and have thus established lower pension claims. In addition, the wage level in the new federal states is lower than in the West. Due to this and the lower assets of households in the east, the low legal pensions can hardly be increased by private pension. So there is an urgent need for action to reduce the gap between poor and wealthy pensioners when it comes to further pension reforms. This task will not be easy, but is essential.