Changes in additional contributions: Shocking increases 2025 expected!

Changes in additional contributions: Shocking increases 2025 expected!

The statutory health insurance companies in Germany are faced with considerable premium for 2025. According to Berlin Live , the average additional contribution will increase to alarming 2.5 percent in only 0.8 percent in 2024. The Bahn-See Knappschaft, which even wants to increase its additional contribution to 4.40 percent, is striking-a drastic increase in previously 2.7 percent. This affects around 1.4 million insured persons. The total contributions will thus increase to frightening 19 percent, which could cause many insured persons to switch to cheaper health insurance companies.

economic situation of the health insurance companies

In the overall context, the statutory health insurance companies spent almost four billion euros more in the first three quarters in 2024 than they took. This deficit is considerably charging the reserves of many health insurers and will further heat the discussion about the increase in premiums. It should also be noted that if an additional contribution is increased or introduced to an additional contribution, an Special notice right becomes active for the insured. The health insurers are obliged to inform all members in good time about the increase and to point out the possibility of switching to another cash register, the new contributions should be above the specified average additional contribution.

The next time will be decisive because several large health insurance companies, including AOK, technician and DAK, also have to communicate to their members which adjustments will take place. More clarity about the amount of the additional contributions to the cash register will be crucial for the insured persons in order to make suitable decisions. Insured persons should now find out more in order to act in good time.